Does Your Cabin Need Seasonal Home Insurance?

Does Your Cabin Need Seasonal Home Insurance?

April 05, 2021

Vacation properties are your place to relax and unwind. Whether you’re into hunting, fishing, boating or another recreational activity, the investment you’ve made in the property needs to be protected.

There are several things that could destroy the serenity of your vacation property, including fires, natural disasters, and crime. The solution is found in seasonal home insurance that covers all of these concerns. A variety of coverage options can be tailored to your exact preferences.

Policies for vacation properties differ from homeowner’s policies in several ways. Some properties contain simple, no-frills structures that are designed for rustic living. Others are modern buildings that have all the amenities of a primary residence. The type of structure plays a role in coverage options, and our experienced agents can help you determine how much coverage you need.

Seasonal insurance is designed to protect your property during the time it is vacant while also providing coverage if you decide to rent out the property to private clients. Fully furnished cabins usually contain many valuables, and seasonal insurance covers the contents of the structure, not just the building itself. If you’re storing recreational vehicles at the property, there’s a good chance seasonal home insurance can help protect them. Ask our agents what combination of insurance best fits your needs.

Seasonal home insurance varies in cost depending on the levels of coverage. Some companies won’t insure your cabin if they don’t hold the policy on your primary residence, so it is often more convenient to insure both properties with the same company.

As with any type of insurance, there are several variables to consider and our friendly agents can help you find the right coverage for your needs. We’re proud to provide personalized solutions that allow you to relax and enjoy your seasonal home.

When you’re ready to switch your insurance, give us a call! We’ve been helping clients save money and protect their property for decades. Our team can make the insuring process smooth and painless so that you can live worry-free. To reach us by phone, call (715) 754-5254 or (920) 822-3695. You can also email us at or CONTACT US to learn more.