Blog
Browse our selection of articles that help explain the ins and outs of insurance while answering common questions.
What is Title Insurance
Premier Title Services can offer you piece of mind as you continue to make your house your home. Your dream home should be just that: dreamy. Protecting the bricks and mortar with home insurance is one way to keep it that way. So is...
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Motorcycle Insurance: do you really need it?
Motorcycle Insurance: do you really need it? Owning a motorcycle can be one of the most exhilarating things in life, but according to the National Safety Council, a motorcycle accident that results in serious bodily harm happens every 6mins
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Motorcycle Safety
The Wisconsin Motorcycle Safety Program (WMSP) is striving to improve rider training and education as well as motivate motorists to share the road.Riding a motorcycle takes more physical skill and mental concentration than driving a...
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Proper Gear for Riding a Motorcycle
Required EquipmentHeadlightMust be a white light, bright enough to reveal a person or object 350 feet awayMust be lighted at all times, day or nightModulating headlights are permitted for daylight operation onlyTail lightMust be a red...
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What Type of Boating Insurance Do I Need?
Is your boating insurance seaworthy? Getting out on the water can be a wonderful escape from the day-to-day. But, having fun on the water can also increase liability risks.
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Boating Safety Tips
Tips to Help You "Float Your Boat" SafelyIt's summer. The time when rivers, lakes, and oceans are packed with kayakers, windsurfers, paddle boarders, and boaters looking for fun, exercise, and relaxation. But while boating can be a...
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10 Tips for Fall Lawn Care
Cool, crisp air. Delicious apples. Competitive football. All proof that fall has indeed arrived. And while the days may be shorter, and your grass may not grow as quickly, your yard still needs some attention to prepare for the harsh...
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Kid's Fall Fun
Fun and inexpensive ways to bring the family togetherSummer may be long gone, but that doesn't mean the fun has to end. Fall, and most especially, the month of October, can be one of the greatest times of year for fun family activities...
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Best Vacations: By Car, By Ship, By Foot, Once in a Lifetime
“Travel is the only thing you buy that makes you richer.”¹ – UnknownIf travel for you is less about escaping life and more about living it, then consider these vacation ideas:By CarEast Coast of...
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Firework Safety Tips
They are exciting. Colorful. And very loud. They are fireworks, and you can find them at picnics, barbecues, celebrations, and of course, the biggest American holiday in the summer — Independence Day. They are also a leading...
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Summer Toys
Do you have the right coverage for your UTV or ATV? Make sure your summer toys are insured properly. Premier Insurance Services is here to help. Watch this video to learn more!
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Weight of Ice, Snow or Sleet Insurance
Weight of ice, snow and sleet insurance is a type of coverage that provides protection against damage to property resulting from “heavy” winter weather. This coverage may already be included on your policy OR it could require a separate
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Crop Insurance - Do you have the coverage you need?
Do you have the right coverage for your crops? Learn what having the right coverage can do for you.
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Are Your Winter Toys Covered?
Do you have the right coverage for your snowmobile, UTV or ATV? Make sure your winter toys are insured properly. Premier Insurance Services is here to help.
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Title Insurance 101
Buying a home is full of exciting moments and important steps. One of the most significant details is title insurance. Title insurance comes in two main forms and is designed to protect both buyers (owner’s title insurance) and...
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Breast Cancer Awareness Month
October brings to mind the beauty of the leaves changing colors and a time to enjoy the colder weather. But October also holds another meaning for millions of people: it’s Breast Cancer Awareness Month. Based on the numbers,...
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Fall is Blowing In - Wind Tips
Fall may be around the corner, but it certainly doesn’t feel very Autumn like out there. While the air is a little cooler, it's also moving around quite a bit. From late season hurricanes to your good old-fashioned autumn breeze,...
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September is National Life Insurance Awareness Month
It’s time for your life insurance checkup. September is National Life Insurance Awareness Month, so it’s a great time to review your coverage.1 If you don’t have any life insurance, you’re not alone. Life...
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Back-to-School Wake Up Call
Back-to-School Wake Up Call It's August. And for many students around the country that means one thing: back to school time. For parents, it means managing a necessary and sometimes difficult parental responsibility — waking...
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Denial: Claims, policies and coverage concerns
Paying for auto insurance carries an expectation that your policy will be honored, claims will be accepted, and coverage will be continuous. Unfortunately, there are some scenarios where insurance companies can deny your expectations....
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Rates, claims, and your homeowner’s insurance policy
Everyone wants to find the best homeowner’s insurance policy for the most affordable price. While there are several factors to consider in your hunt for a policy, it’s good to know how claims affect rates. It’s also...
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Homeowner’s insurance: Whose name is on the policy?
It makes sense that the home being insured has to be listed under the name of the person who owns the residence—but what about “additional insured?” Your homeowner’s insurance policy will outline the details...
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Gaps, lapses and backdating
A lapse in auto insurance coverage happens when you own a registered vehicle but do not have insurance coverage on it. This can happen for many reasons but lapses almost always end up being bad news for you as an insurance customer. If...
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How homeowner’s insurance can help your finances
Owning your home comes with several expenses but managing them correctly can help improve your overall financial picture. There’s a lot of paperwork and several requirements related to homeowner’s insurance and it can all...
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Is it time to cancel your auto insurance policy?
Canceling your auto insurance policy is easy. What’s not so easy is deciding when and how to do it. While each auto insurance company is different, there are a few key points you’ll want to consider before deciding. First,...
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When Cancellation isn’t Your Decision
Can your insurance company drop you after just one claim? Absolutely. In fact, your insurance company can choose to cancel your policy before you make any claims. While this may be disconcerting, it’s a reality that you need to...
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Does Your Cabin Need Seasonal Home Insurance?
Vacation properties are your place to relax and unwind. Whether you’re into hunting, fishing, boating or another recreational activity, the investment you’ve made in the property needs to be protected. There are several...
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Homeowner’s Insurance and Your Mortgage
Purchasing a property is an exciting journey marked by many important steps. One of the most important is securing insurance on the property you hope to purchase through a mortgage agreement. Your mortgage company lends you the money...
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Taxes and Homeowner’s Insurance
Wouldn’t it be great if homeowner’s insurance premiums were tax deductible? Unfortunately, in most cases, they are not. Even if you incur property losses, they are probably not tax deductible, even if they were covered by...
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Is your milk revenue protected?
What happens if you experience a sharp, unexpected decline in yield or price on the milk produced by your dairy herd? If that question causes your blood pressure to spike, we have good news—Dairy Revenue Protection can help ease...
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On the Roof: How much will Homeowner's Insurance Cover?
On the Roof: How much will Homeowner’s Insurance cover? Every homeowner wants to get the most out of their homeowner’s insurance policy. While we expect homeowner’s insurance to cover major disasters, many wonder if...
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Dogs and Homeowner’s Insurance: What you Need to Know
Your dog isn’t just a pet, they’re a member of your family. We understand that dog owners are passionate about the breed of dog they own, though some insurance companies draw lines when it comes to canines. Dog owners...
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Transferring Homeowner’s Insurance
It’s exciting to buy a new home and receive a deed with your name on it. There’s always a bunch of paperwork, but ownership is a truly special feeling. Whether you purchase the property or inherit it from an estate,...
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